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Excellent advice. People in their early 20s generally don't think much about retirement, but the earlier you start the better off you'll be when you actually do retire. And it'll happen before you know it.Quote:
Originally Posted by Lord McBuckethead
Well that is bull. Equal rights. Me and my wife's goal is for one of us to make it big and the other can take it easy. We haven't decided which one it is yet based off of some 1950s societal logic.Quote:
Originally Posted by Rex54
It depends on your worldview!Quote:
Originally Posted by Lord McBuckethead
The failure of men in real time. "Honey go work so I can take it easy" - no wonder society is off the rails.Quote:
Originally Posted by Lord McBuckethead
How dare womernz seek an education and job opportunities outside of the home.**Quote:
Originally Posted by Extendedcab
And there is nothing wrong with a woman choosing to be a mom and stay at home. There is also nothing wrong with choosing a career instead. And there is nothing wrong with choosing to merge the two. Choice and opportunity isn't a "worldview" problem, lol.
http://www.reactiongifs.com/r/ohboy.gifQuote:
Originally Posted by Rex54
Actually it is. In the past, men have "mostly" been the bread winners (in the old days work was to too manual and hard for the average woman) for obvious reasons. Today and for the past several years women can chose to pursue most any career they want. Now, there are options for women that were not available before (speaking generally here).Quote:
Originally Posted by BeardoMSU
There are different worldviews depending on your beliefs.
1) Women should stay home and only men (for the most part anyway) should work <-- cuts down on work related extra material affairs - not my view but it does have merits
2) Women have a choice either to work or stay home <-- my worldview - I was fortunate enough where my wife did not have to work - her choice though
3) Women since they have equal rights are expected to work <-- not my view
Number 1 is the traditional view and it does have merits, as work related affairs are minimized and children are given family values - mother able to raise children and not the system/others.
Number 2, my view, I am expected to be the bread winner but my wife can work or not (did early in our marriage - dental hygienist), her choice depending on her desires. Once we had children she chose to stay home and raise our children. Now some may see staying at home as not working but it is a job and a very important one. And sometimes, when our children were older, she felt guilty for not working outside the home but as I told her; yes I may bring home the bulk goods but she refines them to make a family and a home. What she does is important no mater if we recognize that fact or not.
Number 3 I think is the modern view. Women are expected to work and be the bread winner just as much as the man. Has drawbacks though - work related affairs are more prevalent, children raised by system/others and given their values instead of the mom/dad. However, to their defense, these days for a lot of couples, it takes both salaries to make a decent living and sometimes, if they don't have a good education, it takes multiple jobs by both man and woman.
If your worldview is that women should stay at home, then it does not matter if there is an opportunity, they will stay home. If you think women should work then it does not mater if there is an opportunity or not; they will get whatever "job" they have to!
My wife worked up until we had our first child. She's always been a hard and faithful worker. Our goal and prayer was that she would be able to stay home and raise the kids while I went to work. I have a full-time job and a PRN (as needed) job in case we need extra. We don't have to send our kids off to daycare and worry about what they'll be learning or hearing/seeing. We also plan to homeschool which is another reason we wanted one home.
Not against women working at all. Actually if we didn't have kids at home she'd still be working. It's a common misconception that women that stay home don't work but being a stay at home mom is a job. She's raising kids, feeding, diapers, cleaning, etc. It pays out in the long run I believe.
Slow clapQuote:
Originally Posted by Matt3467
I think this is a bad world view. People are not wired to sit around and do nothing. If you are raising young kids, you are being challenged. But as they get older, they are not full time jobs and if you are not filling your time with something else, from my experience that doesn't work well. Doesn't have to be paid work, but there is a reason wine mom is a stereotype. Just not working because your husband makes good money when you don't have kids to raise seems like a recipe for dysfunction.Quote:
Originally Posted by Extendedcab
That's very un-Mississippi #ringbyspringQuote:
Originally Posted by Coach34
Seriously, that's great advice. I got married at 27 and I'm so glad I let myself growup a little.
I don't think anyone is advocating anyone sit around and do nothing. Church organizations, community functions, helping out at schools, etc. I know they've so individualized, libertarianized, and commodified all thinking but we once had this thing called a society that existed outside of chasing a dollar being a cog in the capitalist cubicle machine.Quote:
Originally Posted by Johnson85
Set up multiple accounts. First get a money market account to establish your safety net. Money you can get too really quick if something goes wrong with your car, HVAC system, whatever. Then I would have another account who's sole purpose is to be in the market and earn a return. Calculate how much you need for 4 solid months of current living expenses and make sure the money market account (or low risk account) has that amount of money there, just waiting for you to use it. ONce you get to 4 month maybe even 6 months, then dump every bit of money you have into the stock account to build it up. And do not stop when the economy goes to shit. If you can and your job is secure, dump even more money in. That is where the windfall comes from.Quote:
Originally Posted by Joebob
Like last March for instance. I dumped a bunch of cash into my investment account on March 7th. It was fun watching it earn 75% by the end of year.
And don't forget the condoms!Quote:
Originally Posted by Cooterpoot
Some sage financial advise in this thread, but seems to be geared toward getting a job, work with maximum savings and retiring early. That's well and good but highly problematic because of that thing called life. Things don't always go according to script (lost job, divorce, death, etc). My piece of advice (which I learned too late) is always be on the lookout for opportunity and take the risk outside your comfort zone but remember the caveat that if it is too good to be true it probably is.
I?m gonna throw a wrinkle into this conversation.
Invest in tangible assets that the value of a $ will least likely effect.
With the way the government is currently printing/electronically creating money, any money saved today or in the past is worth less.
Here?s an example. What?s the difference in the government taxing your $100 by 25% or them simply creating another $33 digital dollars? Your $100 is now 75% of the money available. So money printing is essentially a tax on everyone. The money you worked for is now worth 75% of what it was. Double the amount of money available by printing and you now have 50% of the value you worked for. And on and on.
Modern Monetary Theory is no longer a theory and people better wake the hell up before everything they have, no longer has a tangible value.
If you want to be safe and be able to survive when the $ is no longer worth anything use this simple investment advice.
Invest in lead, silver and gold in that order and proportion. You?ll need more lead than the others to acquire more of the last two.
disclaimer: This advice is free of charge and I am not a financial advisor. Please consult your financial advisor before making any financial decisions.
Way to bury the lede, lol.Quote:
Originally Posted by RougeDawg